With the impending federal budget there’s obviously been plenty of media coverage about how the Abbot government intends to reduce Australia’s debt levels. I just watched some of the Bolt report which aired on May 8th where Andrew Bolt interviewed former Howard Govt Minister Amanda Vanstone, who is now a member of the Audit Commission, […]
Being a reletively new parent I have only recently come to understand many of the things that my parents did for me and said to me when I was growing up. The phrase that resonates with me most is my fathers old favourite “it’s for your own good”. I’ve found myself using this often lately […]
Of all the different insurance solutions I recommend there tends to be one that is dismissed as a lesser priority by clients than the others when it comes to their comprehensive wealth protection strategies. Trauma insurance, or Critical illness insurance, is unique in the insurance world as it is based upon the life insured being […]
Although relatively new when compared to other insurances Trauma cover (or Critical Illness insurance) can play an important role in a person’s wealth protection portfolio. Unlike the other insurances Trauma cover doesn’t require you to be temporarily disabled, totally disabled or pushing up daisies in order for you to claim on it. A trauma benefit […]
I occasionally get questions about the most appropriate way to reduce insurance premiums and the best answer I can give is “get in early”. The most effective way to reduce your insurance premiums in the future is to take out a policy with a Level premium structure early on. The reason for increases in premiums […]
When I meet with clients most of them have a good idea about what insurances are available to them in order to help protect their family if the worst happens but not many have a clear understanding of the link between the insurance and the event, more so the impact that the event has on […]
Association of Financial Advisers